Frequently Asked Questions

What types of clients do you work with?

We serve individuals, entrepreneurs, and businesses seeking discreet, personalized financing. Many of our clients include real estate investors, business owners, online sellers, and high-net-worth individuals with illiquid but valuable assets.

What makes your service different from a traditional bank?

We are not constrained by retail banking policies or timelines. We offer direct access to private capital, expedited funding, and personalized attention that evolves with your needs—mirroring the experience of private banking, without the bureaucracy.

How discreet is the process?

All client information and transactions are handled with the highest level of confidentiality. We maintain bank-grade security protocols and do not share client data unless legally required.

Do you work with international clients?

Yes. We serve clients across the globe and can accommodate multi-currency lending and payout structures, subject to jurisdictional review and compliance.

Can you accept and pay out in different currencies?

Yes. We offer flexible cross-border solutions and can facilitate transactions in a variety of currencies, tailored to your jurisdiction and preferred payment method.

What do I need to apply?

You’ll need a clear description of your financing needs, documentation of your collateral (if applicable), and any relevant business or asset information. Our secure intake form will guide you step by step.

Will applying affect my credit score?

No. Our intake process does not require a credit check and will not impact your credit score.

Can I keep my line of credit open even if I don’t use it right away?

Yes. Many clients choose to maintain access to a pre-established credit facility so they can draw funds instantly when opportunities arise.

What is a Payroll or Contractor Loan?

This is short-term financing provided to cover payroll or contractor obligations during tight cash flow periods. It helps businesses stay on track without delaying payments.

What types of collateral do you accept?

We accept a wide range of assets including real estate, future receivables, luxury goods (watches, gold, jewelry), investment documents, fine art, and more. Every case is evaluated individually.

Do I need to sell my asset to access capital?

No. We offer asset-backed credit lines and advances that allow you to retain ownership of your asset while using it as collateral. Items are securely stored and insured.

What are your interest rates?

We offer some of the most competitive private lending rates available—as low as 1% per month. We tailor each agreement individually to reflect the nature of the asset and the term.

How long are your loan terms?

Terms vary based on the structure of your financing. We offer flexible durations—from same-day transactional funding to multi-year facilities depending on your needs.

How quickly can I access funds?

In many cases, clients receive offers within 24–48 hours and funds shortly after acceptance—especially when assets are already evaluated or held in storage with us.

Is there a minimum or maximum loan amount?

We assess each client and deal based on asset type and financing purpose. While we have no strict minimum, our average loan size typically begins at $25,000 and scales into the millions.

Where are your secure storage facilities located?

Our secure storage facilities are located in undisclosed, high-security sites worldwide. We partner with trusted global institutions such as Brinks and Lloyd’s of London to ensure your valuables are fully insured and protected to the highest standard.